Low-Ball Offers from Insurance Companies

In this video, I want to talk to you about low-ball offers from insurance companies. Immediately after an accident, you are going to be contacted by your own insurance company and by the insurance company for the adverse driver or the at-fault party if we are not talking about a car accident. You may even be presented with an early settlement offer. I want to illustrate how low and unfair these early offers can be from an insurance company by sharing with you some of the circumstances of one of the recently handled cases at Arthofer & Tonkin. In this case, our client was hit in a crosswalk. He was hit in a crosswalk in an area where there were lots of pedestrians and lots of tourists. It was a very popular area. There was no doubt that he was visible to the driver. Despite the fact that he was lawfully in the crosswalk, he was struck by this driver, and the insurance company for the driver dared to say that this case was a case of 50% liability, meaning it was half the fault of our client who was in the crosswalk. And although he had suffered broken bones and a significant shoulder injury, the insurance company offered $1,500 to settle. He had done his best to represent himself and present the information to the insurance company, which it asked for, but all of his efforts resulted in a $1,500 offer at the end of the day.

This was unacceptable to our client. Fortunately, he was referred by another client to our office, and we could help him. We were able to help him and help his daughter, who observed the accident and suffered from significant concerns surrounding riding bikes, and motorcycles and has not been back on a bike or a motorcycle in several years since this incident. And we were able to represent both of these clients, and we were able to get a settlement that was acceptable to them and many, many times greater than what the adverse insurance company originally offered. So if you have been involved in a personal injury matter due to someone else’s fault, give our office a call today. Ensure you are not taken advantage of by an insurance company that wants to make a low-ball offer. Here at Arthofer & Tonkin, we give free consultations on our personal injury cases, so there is no risk to you when you call.

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